 Physician Office Visit
Underwritten by United States Fire Insurance Company, a part of Fairmont Specialty (a division of Crum & Forster) is rated "A" (Excellent) by AM Best Company. Full Policy on file at IAB’s administrative offices.
(Note: This benefit is available for those under the age of 65)
- Pays up to the amount stated in the membership plan
selected for treatment of a
covered sickness or injury by a physician in the physician's office,
clinic, urgent care facility or emergency room.
- The maximum number of
visits is 10 per calendar year per family, 5 per calendar year for all
covered dependent children combined and 5 per calendar year per covered
adult except for dependent children. This benefit is not payable for
routine health examinations or immunizations for covered persons aged 6
and older, for visits for mental or nervous disorders or for visits by
a surgeon while confined to a hospital.
- The program will pay a benefit to you no matter what doctor you choose, even out
of network doctors. However, when you call Member Services before
setting your appointment and choose to select a Participating Provider,
you as a member will also have access to the physician's contracted reduced rates.
- For eligibility, effective dates, exclusions, and limitations click here.
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