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Accidental Death and Dismemberment Benefit

FairmontUnderwritten by United States Fire Insurance Company, a part of Fairmont Specialty (a division of Crum & Forster) is rated "A" (Excellent) by AM Best Company. Full Policy on file at IAB’s administrative offices.
  • This plan will insure covered persons for
    the losses shown below that occur within
    one year from the date of a covered
    accident. The Principal Sum for this plan
    is amount stated in the membership plan selected for members, spouses and for each dependent child. If a covered person sustains more than one loss as the result of one accident, only one amount, the largest, will be paid.
  • Benefit is provided to IAB Members under a Group Policy. Eligible participants will be protected 24 hours a day, 365 days a year, for covered accidents occurring anywhere in the world, on or off the job, at home or while traveling. These program benefits are paid in a lump sum.
  • For eligibility, effective dates, exclusions, and limitations click here.
Loss Percentage of Principal Sum
Loss of Life 100%
Loss of Both Hands 100%
Loss of Both Feet 100%
Loss of Entire Sight of Both Eyes 100%
Loss of One Hand and One Foot 100%
Loss of One Hand and Entire Sight of One Eye 100%
Loss of One Foot and Entire Sight of One Eye 100%
Loss of One Hand 50%
Loss of One Foot 50%
Loss of Entire Sight of One Eye 50%
Loss of Thumb and Index Finger of the Same Hand 25%

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