Accidental Death and Dismemberment Benefit
Underwritten by United States Fire Insurance Company, a part of Fairmont Specialty (a division of Crum & Forster) is rated "A" (Excellent) by AM Best Company. Full Policy on file at IAB’s administrative offices.
- This plan will
insure covered persons for
the losses shown below that occur within one
year from the date of a covered accident. The Principal Sum for this
plan is amount stated in the membership plan
selected for members, spouses and for each
dependent child. If a covered person sustains more than one loss as the
result of one accident, only one amount, the largest, will be paid.
- Benefit is provided to IAB Members under a Group Policy. Eligible participants will be protected 24 hours a day, 365 days a
year, for covered accidents occurring anywhere in the world, on or off
the job, at home or while traveling. These program benefits are paid in
a lump sum.
- For eligibility, effective dates, exclusions, and limitations click here.
| Loss |
Percentage of Principal Sum |
| Loss of Life |
100% |
| Loss of Both Hands |
100% |
| Loss of Both Feet |
100% |
| Loss of Entire Sight of Both Eyes |
100% |
| Loss of One Hand and One Foot |
100% |
| Loss of One Hand and Entire Sight of One Eye |
100% |
| Loss of One Foot and Entire Sight of One Eye |
100% |
| Loss of One Hand |
50% |
| Loss of One Foot |
50% |
| Loss of Entire Sight of One Eye |
50% |
| Loss of Thumb and Index Finger of the Same Hand |
25% |
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